Set up some kind of banking oath the banks traders and all employees have to sign up to, I think separating off the trading arms wouldn’t benefit the individual customers bank interest rate which is already appalling, I think what is best is get rid of the shareholders from the equation, by depositing only with co-op building society style banks where only the depositors are shareholders. and any risk taking as agreed in advance and benefits the depositors, not just shareholders and employees, and to make this more viable attempt at regulating these international selfish societal destroying twats, and put in place proper jail time for shady and criminal financial practices and make some proper examples, ie damn well jail some people, as monetary crime seems only in the rare exception in which the bank are offended to garner a prison sentence(madoffs etc), also get a public guarantee from the government that they’re will never again under any circumstance be any bailing out of banks, and that government will work to never be in the banks power, by limiting governmental borrowing from the banks to reasonable levels, as currently this has turned democracy into a 4 yearly popularity contest for a different set of idiots to come in and screw this country up, by the implementation of fiscal prudence at a societal level.