Capitalism by its fundamental structure, creates the haves and the have not’s, it is the nasty bi-product of something necessary and good but also heavily flawed, without moderation capitalism runs to its darker selfish nature, personal fortunes are pointless and serve no function, unless put to work to benefit humanity as a whole, all the “profits” are merely just ‘a tax on someone’, just as their is no free lunch, there is also no such thing as free money, someone or something whether indirectly or not, will always be paying the price for someone else’s wealth. Charity is the “band aid” that plasters over the fundamental iniquities of society, whilst enabling the hyper wealthy to assuage their guilt if they suffer any.